The Fair Debt Collection Practices Act, also known as the FDCPA, is a law, which was passed by Congress that regulates the methods collection agencies, can use to collect money from debtors who are behind on their payments.
How Does A Debt Management Program Work?
If you up to your eyeballs in debt, a Debt Management Plan (DMP) may be your answer.
What Are Credit Counseling Services
If you are looking for a credit counseling service it is likely that you are already in financial danger. When a counseling service offers easy solutions to your problems, it can be hard not to believe them, especially if you’re on the verge of bankruptcy. In this article I will talk about credit counseling services and what you should know about them.
What Does a ‘Universal Default Penalty’ Clause Mean On My Credit Card?
You apply for a credit card that has an advertised 10% APR. The card is approved and you spend money on it. Some months later you notice that the interest rate cannot possibly be 10% APR but is nearer 30% APR..
Reduce The Costs Of Your Credit Cards
Statistics show that the average American family owes over $8,000 in credit card debt. This is a huge amount of money, especially when you consider the fact that most Americans make about $33,000 per year.
How To Get Out Of Debt More Quickly
It won’t happen over night, but you can get out of debt and do it a little faster if you follow these steps.
Improving Your Credit Report and Score
Do you really know how important your credit report really is?
Introduction to Credit Cards Terminology
Credit cards use difficult words that not confuse the buyer but it is also difficult to find a source from where we can decipher their meanings. In this article we have tried to cover some of the most basic credit card terminology for the first time users.
Credit Report Questions and Answers
What is a credit report (also known as a credit file or profile)?
Ever Receive A Credit Card In The Mail?
If you receive a credit card in the mail, what do you do with it?
Credit Cards Abroad How To Save On Charges
One of the huge advantages of credit cards, and one of the many reasons they continue to grow in popularity, is the easy access they offer when travelling abroad. Not only can they be used with ease to book hotels or pay for car rentals, but they can also be used at cash machines around the world for instant and safe access to local currencies.
Credit Cards and Minimum Payments Living in Debt
Many people love their credit cards. Its a fact of life and the figures bare this up. If you look at the rate at which UK credit card debt is rising it is quite amazing.