If you apply for a credit card or a loan and the company turns you down, they must send you a written notice within 30 days.
What Is Utility Credit?
Will you be left in the dark if you can’t get utility credit?
Overcome Your Bad Credit With These Tips
If you have bad credit, the first thing you will want to do is talk to a credit counselor. Many counselors understand that unforeseen problems like unemployment, medical issues, or other problems often take people by surprise.
How To Get Out Of Debt More Quickly
It won’t happen over night, but you can get out of debt and do it a little faster if you follow these steps.
How To Improve Your Credit Record Legally
Dont be a victim of quick credit repair scams. Do your homework first.
If You Really Must Borrow
Before you borrow, compare! Find the best deal available to you.
Improving Your Credit Report and Score
Do you really know how important your credit report really is?
Five Credit Card Billing Problems and How to Fix Them
It goes without saying that your first and best defense against paying fraudulent or unfair charges on your credit card is knowing what your bill says! When you receive your credit card statement each month, sit down with it and check each item to make sure that you actually DID purchase it. If you do run into inaccuracies or problems, there are procedures to follow to report and deal with the charges.
How To Choose Your New Credit Card
Choosing a new credit card is not just a personal choice. It’s a lifestyle choice. There are hundreds of credit cards to choose from and savvy shoppers will want to choose credit cards that suit the way they spend and the things they want to do.
Credit Card Words to the Wise
If you are considering getting a credit card, here are some words to the wise to keep you out of trouble.
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Credit Insurance: Is It Right for You?
The next time you apply for a mortgage or personal loan, you may be asked if you want to buy credit insurance, or it might already be included in your loan proposal. Should you get credit insurance or can you live with it? Only you can answer that question.