Many people purchasing homes are surprised to learn how quickly interest rates can change. This brings up the subject of locking in the interest rate on your loan.
Mortgages And Home Financial Planning
Buying a property is likely to be the largest purchase you ever make finding the right deal for you means choosing one mortgage from the many hundreds available. This will be much easier if you know what youre looking for.
Whats Your Status?
Depending your life situation, age, income and financial status, you will need different things from your mortgage. Whether thats flexibility, low rates or security, take the time to have a good look at where you are now, and w…
Mortgages A Long Term Debt
The average price of a house in the UK is now well over £100,000, and not many people would be able to find such a huge sum hidden under the mattress. This means that the majority of us have to borrow to buy our home, and usually this means taking out a mortgage.
Dont Want To Be In Debt?
Debt is now a fact of life for all but the most fortunate of us whether that means a small overdraft or a large mortgage. Thankfully this no longer carries the stigma of yesteryear, …
Mortgage Factors: Loan to Value
When applying for a home loan, there are a number of factors you have to take into account. Loan to value is one of the key issues that will determine whether you get that loan.
An Overview of the Mortgage Process
House hunting can be an exhilarating process as you try to pick that perfect property. Applying for a mortgage isnt nearly as much fun. Following is an overview of how the mortgage industry works.