Its easy to rack up credit card debt in our society where it is so easy to just whip out a card instead of paying cold, hard cash. It is difficult to keep track of our purchases when we use a credit card and everything seems like fake money. This fake money can have its price in terms of high interest rates and late fees that can add up.
Consolidate Debt To Find Monthly Payment Relief
Temptations for spending are around every corner. There, in the store window is a great looking plasma television that would just light up your living room wall. Yet, the only way to pay for it is with your credit card. It would be so easy. After all, everyone else is doing it. Purchasing with plastic is the American way isnt it?
Debt Management for effective debt control
There is saying that it is easy to fall in debt and equally difficult to get out of it. Its true that managing debt is a big challenge.
Credit Card Payment Holidays – Blessing Or Curse?
If you have a credit card (most Americans have over 10) then you’ve probably received an offer called a “payment holiday”. You’ll receive a letter that says something to the effect, “That because XYZ Credit Card Company understands how difficult it is for some families around this time of year to make ends meet (or whatever other excuse they can come up with) that you are being given the opportunity to take a month off from making your monthly payment as a ‘special gift’ and …