It is not surprising that many consumers believe that long term disability insurance is the only type of disability insurance available. Long term is by far the most common type purchased by consumers as well as the most common type offered by employers and membership organizations. However, there are short term disability insurance polices on the market and they can be useful when needed. This article examines some of the more common aspects between the two types of disabili…
Should I Open A Savings Account?
Opening up a savings account can be a great idea for some consumers but it may not be the right choice for all consumers. This articles examines what a savings account is and for whom it might be advantageous to have one.
Protect Your Checking Account
Some may believe that losing money from a personal checking account mainly takes place through online transactions. The truth is there are several ways that scam artists can get money out of your account if you are not careful.
Organize Your Banking Papers
One of the most popular New Year’s resolutions is to get organized. Yet, a few days after those resolutions are made, most people decide to move on to something else. For many people, getting organized is like taking a cold shower in that it is best done only when it has to be done. But getting your banking papers and other financials in order does not have to be torture.
Make The Time To Balance Your Checking Account
Having a checking account is a great way to keep track of your money and pay bills. Most Americans have a checking account, but many of these same people do not know how to balance their account. This can lead to bounced checks and other problems.
Is Electronic Banking A Good Idea?
Electronic banking also known as online banking is a great way to do your banking business without having to leave home. With today’s added security features, this is also a safe way to do your banking. However, with all things “online” you need to take some precautions.
Joint Bank Accounts And The Problem Of Divorce
If you are in the unfortunate situation of getting divorced, then you may be wondering how to sort out your joint bank accounts. Whether the divorce is amicable or not, it is important that you both agree on how to split the monetary funds in your joint accounts so that you both get a fair deal. Here is some advice on how to handle joint bank accounts and the problem of divorce.
How To Solve Banking Disputes
If you believe your bank has made a mistake or you are having a dispute with them, it might seem like you will never get the problem sorted. Although solving banking disputes can be tricky, if you follow the right course of action then you can solve banking disputes fairly and without developing a bad relationship with your bank.
Individual Retirement Account Rollovers
IRA’s (Individual Retirement Account) are very popular these days, but there is often some confusion as to what a person can and cannot do in terms of rolling the account over. This article will examine a few of the common issues associated with IRA rollovers. It is important to understand that IRA rules change often, so the reader is encouraged to check with current sources before making any final decisions concerning his or her IRA.
How To Keep Banking Simple
If you are new to banking, then it can seem like a confusing subject. All the different banks, accounts and cards on offer can make the task of starting to bank a daunting one. However, the basics of banking are quite simple, and once you know them you will be on your way to all types of monetary products. Here are the basics of banking and how they can help you look after your money:
How Safe Is Online Banking?
Online banking has become very popular and many people are using their online capabilities to do all of their banking. Those who have used online banking are now comfortable with it have found it to be an easy and fast way to get things done without having to visit the bank. While online banking can get things done fast, many people still wonder if it is safe.
How To Avoid Common Personal Banking Mistakes
Using a bank can really save you money, but there are also ways in which you lose a lot of money. If you are not proactive in recognising potential dangers and mistakes, then you could be caught out. Here are some of the most common personal banking mistakes and how to avoid them.