Most people either personally own or at least know about credit cards. Credit cards are small, rectangular pieces of plastic that can be used to purchase items in stores and on the Internet in place of cash. All of the many different types of credit cards in existence come with very specific and individual credit terms and conditions that state when payments must be made on credit balances, how much interest must be paid on out-standing credit balances, and what will happen t…
Climbing Out From Holiday Credit Card Debt
Every year you plan to avoid the credit card fiasco, and even make a wholehearted attempt to purchase all of your holiday gifts with cash. If youre reading this article, chances are you ended up using your credit cards more than intended! Dont despair though; there are some tried and true methods of fixing your holiday credit card slump that you can put into action right away. Here are some strategies to climb out from underneath the holiday credit card slump- and help you …
7 Tips For Using Rewards Credit Cards
Rewards credit cards are designed to reward consumers for their loyalty by giving something back to the cardholder; various rewards programs exist including points, cash back, frequent flyer miles or merchandise. Rewards credit cards are constantly improving because it is how the credit card companies compete with one another to gain new customers and to keep the ones they have.
Affinity Credit Cards
For about twenty years, banks and financial institutions have figured out that appealing to peoples hearts is the way to get them to open their wallets. Affinity credit cards have a charity logo as well as the issuers logo; each time the card is used to make a payment, balance transfer or withdraw cash from an ATM, the bank donates a percentage of the amount of the transaction to the charity.