The top ten tips employed by the most successful real estate investors to ensure the success of their property portfolios.
Mortgage & Refinance Tips: Debt To Income Ratios
Debt to Income Ratios, often referred to as DTIs, are a key calculation used in the refinance, debt consolidation, and purchase mortgage application process. A debt to income ratio is arrived at by dividing your monthly debt payments by your pre-tax income. Debt to income ratios are finally used to determine how much money you can borrow, and a thorough knowledge of DTIs can help you get the most value from your refinance, debt consolidation or purchase mortgage transactio…
Mortgage & Refinance Tips: Determining Your Income
When you apply for a refinance, debt consolidation or purchase mortgage, one of the most important factors in qualifying for the loan is your income. That may not seem like much of a surprise, but you may be surprised at all of the different ways your income can be calculated based on how well you can document it, and how much this can affect your loan process. Get a leg up on the loan officer and learn how to determine your income yourself.
Your lender looks at your incom…
Refinance & Mortgage Tips: Your Down Payment Is Key
If you are buying a house, the first thing you need to figure out is how much of a down payment you can afford to make. This may seem like the sort of advice your father would give you, but rest assured there are a few reasons why knowing what you can put down and where youll get the money can make all the difference when shopping for a house and a mortgage to finance your new purchase.
Before you pick up your local newspaper and browse the real estate section looking fo…
What Are Business Loans and Their Benefits
There are a number of ways you can finance your business. Whether you are just starting out, or are considering expanding and growing your business, you will need to make investments if the business is to have the assets it needs to get off the ground.
The Art of Picking a Penny Stock?
Whether you are looking at a penny stock or a blue chip behemoth, there are details you should take into consideration before investing.
What type of investor should I be?
One of the most overlooked yet most important aspects of any investors strategy
Why your share market investing is failing?
The factors that I truly believe have made a difference in my investing career and hopefully will in yours too
Investing With Confidence
Most peoples beliefs about investing are very tenuous. There are, of course, people who are very passionate about investing. They dont view investing as some esoteric subject, but rather as a field intimately connected to the human behavior they observe in their everyday lives.
For everyone else, however, beliefs about investing come in the form of passive knowledge. The tendency is simply to accumulate an inventory of conventional dictums. Investing beliefs are formed m…
Investment Series Investor Versus Trader
Many people have mixed up the terms Investor and Trader to mean the same thing. They cant be more wrong. It is exactly the mixing up of these 2 very important terms that led to many people starting on the wrong foot in the capital markets.
An Investor is a person who puts his money where it can potentially generate a return. He does not usually get involved in the money making process. Investors include buyers of investment real estate and buyers of funds.
A Tr…
Technical Analysis an Art or Science?
Technical Analysis an Art or Science?
It started more as an art and has became more scientific due to rapid development in computer technologies.
It will remain an art with…
Have You Made A Bad Investment?
If you are concerned about saving money or making money for the future, or both, then you definitely need to consider making an investment in different stocks, mutual funds, and the like to create a well rounded portfolio that will provide you with returns that benefit you and your investment. There are so many benefits of making an investment in a mutual fund or funds and just a few of them are full time management, access to money, diverse investments, and services.
When…