Debt consolidation can be a confusing subject. There are many conflicting views on what a consumer buried in credit card debt should do to get back on their feet. These conflicting views have everything to do with the fact that the best solution is always unique to the individual and if youre in trouble you should do your homework. The next move you might want to consider is a debt consolidation loan and if you own a house, a home equity loan or second mortgage might be worth considering
Five Tips to Slash Your Home Finance Costs
Cut your mortgage down to size with these five instant money saving tips.
Why Did I Borrow From My Pension Plan?
Conventional wisdom says to never borrow from your 401(K) or other pension plan.
Adjustable Rate Mortgages Talking About Interest Rate Caps
Many people have jumped on adjustable rate mortgages to take advantage of the historically low interest rates we have seen over the last few years. Rates are now rising, which means you need to understand caps.
Are You Thinking About Refinancing Your Home?
With interest rates at the lowest in years, it may be time to consider refinancing your home.
Two Easy Ways To Get Cheap Home Loans Online
If you’re like most people, you probably want a cheap home loan – but don’t know how to reduce your payments…
Student Loan Secrets: Improve Your Credit Score and Pay Off Your Student Loans
The single biggest factor that impacts the amount of interest you pay is your credit score. People with credit scores over 750 pay a lot less interest than people with scores of lower than 650. If you can increase your credit score by 100 points, you can pay less interest, pay more principle and get out of debt more quickly.
How to get the REAL low Home Loan interest rates online
I’ve been involved with home loans and refinancing for several years now: As I use to work for a large mortgage firm and as a landlord of over 11 properties, and I’ve tried nearly all the major online loan companies…
Is The Use Of “Pay Day” Loans Wise?
Could pay day loans be the answer consumers with low bank accounts have been looking for? Is there any harm in using these services? Aren’t they better than using credit cards or going hungry?
You’ve seen the commercials. Cute characters promise financial prosperity. Happy, professional individuals appear to regularly visit their corner pay day loan shop as proudly as cashing a check at the bank. Customers at the grocery store all recommend pay day loans as the easy soluti…
Debt Secrets Credit Counseling Companies Dont Want You To Know
A bad or shady debt reduction company can actually land one in a worse spot financially than one was in the beginning. With the amount of confusing information out there, it is critical that one arms oneself with the truth about these businesses.
Avoid Predatory Lenders and Get a Good Home Loan
How to avoid predatory lenders and get a good home loan.
Best Car Loan Rate How To Get The Most From Your Credit Score
Your credit score is the most important factor to getting the best car loan rate. Many shoppers make the mistake of going to the car dealership and applying for a loan before checking their credit report and score. By checking your credit score ahead of time, you will know where you stand before seeking a lender. If you have an excellent credit score, you should expect the best car loan rate possible. Do not expect the lender to tell you that you could save money by applying …