Your credit score follows you wherever you go: when you move, when you change jobs, and when you apply for a new credit card or get a new loan.
Improve My FICO Score – 5 Key Components
Your FICO, or credit, score is calculated independently by the Big Three credit reporting agencies (viz., Equifax, TransUnion, and Experian) based upon a shared formula. Your score has a huge influence on your financial health. An improvement of just 40 or 50 points can mean paying hundreds less per month for a 30-year mortgage, for example. Anything you can do to increase your FICO score can literally mean money in your pocket.