Every season there are home maintenance and safety items that should be done to make certain that a home continues to run properly and will not incur damages in the long run. Many homeowners skip over these basic home maintenance necessities because of busy schedules or sometimes because they are unsure of what tasks to accomplish along the way.
Your Swimming Pool Could Get You Sued
A backyard swimming pool or spa can be an invitation for trouble if someone gets injured. Find out how to protect yourself from law suits that could destroy you financially.
Insurance Policies Provide That Helping Hand
I do not want to say evil things, but most people instinctively think of themselves as immortal. But in reality, we all know that this could happen. Let us not delude ourselves. Accidents are quite common. And if it did come to pass, how would your family survive? Have you ever thought of that? Well, most of us are usually so busy going about our day to day activities that we tend to overlook even the possibility of such happenings. Yet, we can never be sure of what sudden su…
Insurance Policies: Are You Covered? Really Covered?
For many people buying insurance is a no-brainer. What I mean is most people tend to think in limited terms about what insurance they really need. 98% of people who purchase insurance purchase whatever policy is recommended by the agent or by the policy seller.
Hurricane Katrina And The Impact On Real Estate Prices
It will be some time before the rescue effort for survivors of Hurricane Katrina ends and the recovery effort begins. Once residents determine whether they want to rebuild or not, the housing market in the Delta region will be in disarray. Long term trends, however, suggest that brighter days are in store for property owners.
Why Should You Get A Homeowner Insurance?
Homeowners insurance protects the homeowner from financial losses against theft, storms, fire, flood and all other causes explained in your policy. Read your policy carefully to understand your coverages. Reading policy is not enough you should also know about your rights. All states have renters insurance and consumer bill of rights to help you in case you file a claim against home insurance company. Your home insurance company should send you bill of rights with policy.
Market Value vs Replacement Cost: What Is The Difference?
For those who have ever purchased a home, which requires Homeowners insurance, you may recognize that there is a difference between the amount you paid for the home and the actual amount of your basic coverage for the home, without belongings.
Theft Prone Items: In And Around The Home
Although many homeowners go about purchasing a Homeowners insurance policy to protect their home and their belongings inside the home, most dont give that insurance coverage another thought until something happens such as fire, hurricane damage, or theft.
Homeowners Insurance Quotes: Tips For Getting The Best Ones
Once you have found the home that you would like to buy and have begun the process of closing on the house, you will need to begin searching for a Homeowners insurance policy that meets your needs and your budget.
Homeowners insurance: Whats covered, whats not, and what to look for
Individuals planning on purchasing a home spend weeks if not months picking the perfect neighborhood, floor plan, and then home before they even consider purchase. In a similar way, buyers will shop around and compare the interest rates offered them on mortgages.
Homeowners Policy: Why You Should Review It Annually
Whether you have upgraded or remodeled the home, added a deck onto the back, turned the home into a rental property or realized that you may have problems with flooding in your area, there are several reasons to review your home insurance policy every year to assess whether the coverage still meets your needs.
Home Inventory: Important Tips For Making One
No matter what part of the country you live in, a home inventory is a must have because fire, flood, and wind or tornado damage as well as theft or lost property can happen to anyone at any time.