A well-advertised scheme to increase the credit scores of consumers with bad credit may work, but it is expensive and probably illegal. Those with bad credit should probably avoid this one.
Credit Reports and Scores Often Confuse Consumers
Most people realize that the credit bureaus maintain a credit report on them. But there are many misconceptions about what sorts of things can affect their reports.
Credit Reports: Managing your credit history
Credit reports are used by financial companies to evaluate their customers for loans, mortgages, and other borrowings. They are also used by landlords, employers, and other interested parties to evaluate their clients. It is important to be aware of what is on your credit report so as not to face surprises in the future.
Credit Cards From Oil Companies Are No Bargain
The interest rates charged by oil companies on their gasoline credit cards are much higher than those charged by bankcards. You should use those instead.
Credit Card Company Tricks
Credit card companies want to know what is in your wallet. No, not which card you carry, but how much money you have. That siphoning sound you hear is your hard earned money being extracted from your wallet by crafty creditors. Read on to learn how you can fight back!
Credit Card Introductory Rates Can Bite You
That 3% introductory interest rate offered to entice you into applying for a credit card may turn out to be more expensive than you realize.
Credit Card Late Charges And How To Avoid Them
It is simply getting ridiculous the charges credit card companies are imposing on consumers who are late making payments. Yes, creditors have a legal right to do what they are doing, however ethically speaking that is certainly open to debate!
Credit Card Scams Are you at risk?
Credit Card Scams, these three words together speak about fake credit card sites cashing in your personal information.
Credit Card Shopping Easy if You Know What to Look For
All credit cards are no the same. If you are looking for a card, you would do well to compare the features and read the fine print in the agreements.
Can You Negotiate with Your Credit Card Company?
If you have more credit card debt than you can handle, it may be possible to negotiate a deal with your credit card company.
3 Free Credit Reports For You
If you were to tell someone that they can have a certain item for free, more than likely their response would be, whats the catch? In the case of credit reports there is no catch, you can now get a free copy of this report through the three credit reporting agencies: Equifax, TransUnions, and Experian. Lets take a look at the law and how you can benefit from it.
Work At Home Scams Thrive on the Internet
Work at home scams, which promise employment but usually deliver nothing, are enjoying renewed success via the Internet.