Home insurance has become a necessity in today’s society especially for homeowners. In fact, most mortgage lenders make it a condition of lending you money to purchase real estate. There are many home insurance companies offering competitive rates for all types of homes regardless of where you live. Getting homeowners insurance need not be a painful and expensive process. There are many things you can do to reduce on your insurance costs. Here are seven tips you can apply in …
Credit Repair Myths Exposed
You CAN repair your bad credit history. But it’s critical that you separate the facts from all the misinformation you’re likely to encounter.
Anatomy of A Credit Dispute Letter
The Fair Credit Reporting Act or FCRA of 1970 has recently been strengthened in order to allow anyone to dispute negative disputes on their credit report. This can be done with a letter of dispute and in turn the credit bureaus must either delete the listing or verify it. The key to repairing bad credit is to write a properly formatted letter of dispute to one or all of the credit bureaus and send them out via registered mail. Always keep a copy of your correspondence and the receipt from your registered mail letter for further reference. It is also important to make copies of your credit report to include in the letter, not originals. Bel Below is a step-by-step guide to writing a letter of dispute to get rid of those black marks off your credit report for good.