Over the past decade, as I have worked with cops, firfighters, abuse victims and children of addicts, I have learned that there are many causes for PTSD. It has also affirmed my belief that PTSD is real and harmful, not only to those who have it, but also to those around them. It impacts the way we act, react, our motivation and our capacity to feel–well, anything.
Key To Success: 10 Success Tips For Maximum Achievement
First off, I would echo the voice of 18th century French philosopher Voltaire, made popular and relevant in todays leadership lexicon by “Good to Great” author Jim Collins, who said, “Good is the Enemy of Great.”
1. “Good is the Enemy of Great.” Get rid of the good to make room for the great in your life. Instead of keeping the main thing the main thing, we major in too many minor things. In other words, many people do a few things that are good, a lot of things that are …
Critical Illness Insurance. Are Your Children Insured?
Cover for your children is the most undervalued aspect of critical illness insurance. But as most policies automatically provide the cover as a free extra, we suspect that some policyholders don’t even know they’ve got it!
Most policies automatically insure your children albeit at a lower level of benefits than the main policyholders cover. But this cover is invaluable, especially if your child becomes critically ill and you need to take time off work to provide care.
C…
Critical Criticism
Critical illness insurance is designed to pay out a lump sum if you are unfortunate enough to be diagnosed with one of a list of medical conditions specified in the policy documents.
Tell The Insurers Everything When You Apply For Life And Critical Illness Insurance.
The failure to disclose information, especially medical information, is the most common reason why an insurer will reject a claim on a life or critical illness policy. To help underline some issues, we want to tell you a true story – but we’ve concealed the policyholders’ name and a few other aspects to preserve anonymity.
Mrs A was fighting a secondary infection following surgery to remove cancerous lymph nodes in her groin when she received further bad news. Her critica…
Tell The Truth With Life And Critical Illness Insurance
Insurers treat the non-disclosure of information on an application form very seriously indeed, and it is the most common cause for the rejection of a life or critical illness insurance claim. This true story explains that the situation isnt always black and white, and demonstrates the severity of the penalty. We have changed some details to protect the anonymity of the policyholder.
Ms W had to have an operation to eradicate cancerous lymph nodes from her groin, and imme…
Life Insurance – Top Tips for buying online
Buying life insurance online is easy but this article provides 5 money saving tips that the man in the street would otherwise be unaware of. Essential reading.
Life Insurance And Critical Illness Insurance. Cancer Tests To Increase Women’s Premiums
Ladies, if your mother or any other female blood-line relatives have a history of breast or ovarian cancer then from next year onwards, you could face higher insurance premiums. You could even be refused cover altogether.
When these women apply for life and critical illness cover, the insurance industry wants to ask them whether they have been tested for the gene mutations BRCA1 or BRCA2. These are the gene complications that increase the chances of them developing these …
Critical Illness Insurance. Concerns For Cautious Customers
The Financial Services Authority has recently carried out a review of the way in which information and advice is given to retail customers purchasing financial products. One of the products which they considered was the sale of Critical Illness Cover.
Critical Illness Cover is often taken out by people taking out a mortgage, usually as part of a term assurance policy. It may also be purchased as a stand-alone product. The policy will pay out a lump sum if the borrower beco…
Critical Illness Insurance. Critically Important Time To Take Cover
Back in 1999, the Imperial Cancer Research Fund stated that one in every three people in Britain will be diagnosed with cancer at some point in their life. With rapid medical advances the chances of survival from a major illness are improving but the consequences of suffering such an illness continue to be substantial and life-changing.
Critical illness insurance policies are designed to help you cope with the changes which will be necessary should you be diagnosed with a …
Critical Illness Insurance Do you really need it? Or is it a waste of time?
There is a 1 in 5 chance that a man will suffer a long-term critical illness before his normal retirement age. So why isnt critical illness insurance more popular? This article investigates the reasons and reinforces the importance of this form of insurance.
Critical Illness Insurance The Non-Disclosure Problem
If you’re in the unfortunate position of having to make a claim on your critical illness insurance policy, the last thing you want is insensitive hassle or apparent non co-operation from your insurer. But according to numerous newspaper articles, that’s precisely what’s happening. The core problem is that before they’ll pay out, the insurer will always want to make exhaustive enquiries about your past health record. Whilst you’ll have provided them with lots of similar inform…