How to Restore Your Credit Rating
Playing The Credit Card Game: Avoiding Late Fees
Did you know that some credit card companies purposely send their customer bills out so late in the billing cycle that you would literally have to submit payment the day the bill arrives in order to have any chance at getting the payment in on time? Its a tactic that many of the companies use to increase the amount of money they earn off their customers on the late fees.
Poor Credit Loans After Bankruptcy
Obtaining Poor Credit Loans after bankruptcy can assist individuals who need a fresh start with their credit. The most unsuitable thing that one can have against their credit rating is a bankruptcy. This is because a bankruptcy is evidence of an individuals incapability of paying off debts. Fortunately, there are many lenders who are now willing to give second chances with Poor Credit Loans after bankruptcy. Rates for these types of loans are somewhat higher than conventiona…
Pre-Paying Your Mortgage: Benefits And Drawbacks
House payments can take up a large portion of your paycheck, and paying even more toward your mortgage every month may seem like an overwhelming idea. What you may not realize, however, is that paying a little more can save you thousands of dollars over the life of the loan.
Privacy Protection In Todays Mortgage Climate
Most savvy consumers these days are taking steps to ensure their privacy and avoid unsolicited calls or a mailbox full of junk. There are laws in place that give us a bit of control when it comes to how our information is being used and by whom. The problem is these laws can only help if we know how to protect ourselves. Most understand that unless they “opt out” after a transaction, many companies will sell their information to other businesses.
Protecting Your Credit Card Information Online
One of the biggest trends of today’s world is shopping online. It is convenient, easy, and saves a great deal of time, not to mention that it, in many cases, saves you a great deal of money at the same time. However, while shopping online is the latest and greatest trend for consumers, hackers and other dishonest people have also turned to online shopping as a way to obtain credit card information for fraudulent use.
Protect Credit Card Numbers At All Costs
Owning a credit card is a true benefit for most individuals. Credit cards allow people to purchase items, both large and small, without the need to pay with cash. Credit cards also allow consumers to purchase expensive items that may not be affordable without the ability to pay gradually.
Raising My Credit Score – 5 Ways
Your credit score follows you wherever you go: when you move, when you change jobs, and when you apply for a new credit card or get a new loan.
Reality Check: Half Of Households Have No Credit Card Debt
If youve ever heard that the average household carries $9,000 of credit card debt and thought that you were ok with your balance, think again. In reality, half of American households have no credit card debt at all and nearly a quarter more have less than $2,200 in credit card debt.
Reap Rewards For Using Your Credit Cards
Earn while you spend how does this sound? Exciting? That is precisely what rewards credit cards promise for you. The days of using your credit cards to just spend now and pay later are gone. Now, your credit card can fetch you rewards every time you use it to spend.
Reason’s That You May Need Credit Counseling
Although your bad debt management has lead to bankruptcy, you need to stop and take a deep relaxing breath, and know that this is not the end of the world, or even your financial future. Usually people panic at the thought of filing for bankruptcy, and having that permanent stain on their credit report, however when the bills are piling so high on the table that you can barely see over them, and theres no end in site, bankruptcy may just be your only way out.
Rebuild Your Credit With A Prepaid Credit Card
It can be pretty tough when your credit is bad and it is next to impossible to get credit when you need it. Most major credit card companies will not talk to you, and a lender – well, forget about it. There is a way, though, out of the tough situation with a prepaid credit card. Here is what you can do with a prepaid credit card to help rebuild your credit score.