Setting up non-profit credit counseling agencies is quite popular these days because the non-profit status helps these agencies in availing numerous benefits. One of the biggest benefits is the federal and state level tax exemptions granted to these non-profit credit counseling agencies. The two tax exemptions combined together can add up to thousands of dollars every year. In addition to tax exemptions, the non-profits status also makes these agencies eligible for several pu…
Self Cert Loans – Financing For The Self Employed
Being self employed has many perks, however, securing a loan can be difficult. Lenders see a self employed person as a risk. That is because they do not have a guaranteed paycheck and their income often varies so much that it is hard to pinpoint exactly what their average income is.
Should Your Student Get A Student Credit Card?
When your child begins college, they are bombarded with any number of offers and good deals, but one that many students are particularly interested in is the student credit card.
Should You Sign The Back Of Your Credit Card?
Many savvy credit card users have adopted a new stance in recent years. In an effort to reduce the chance they will become a victim of credit card fraud, they refuse to sign their credit cards. Some will leave the signature line blank altogether, while others will write “see ID” on the signature line.
Should You Use Credit Monitoring Services?
Credit monitoring services alert individuals to changes to their credit report instantly- either via email, text message on cell phones or by phone calls. Many people use credit monitoring services to help them keep an eye on their credit histories and to increase their ability to recognize a fraudulent activity.
Single-use Credit Card Number Help Prevent Identity Theft
Almost everyone understands the benefits of a single-use camera when on vacation- you have a camera that lets you capture the memories, but you arent stressed about ruining or losing the camera on adventurous trips. A single-use credit card is designed to help prevent identity theft, and they are typically referred to as virtual credit card numbers.
Six Steps Toward A Bad Auto Loan
Anyone can get a bad deal on an auto loan. It really does not take much – just go get one without any preparation. It is your money and you are free to spend more than necessary. In fact, you probably will. If, however, you want a good deal – this will not come by accident (at least it is not likely). Here are some steps that will help you get a bad auto loan – and if you want a good one you need to avoid them.
Six Steps To Get A Good Deal On Your Next Auto Loan
It really is not all that hard to get a good deal on a car. Part of the trick, however, is to be informed about the process and the terms that may be thrown at you as part of the deal. The more informed you are – the better prepared you will be to get that really good deal. Here are six steps for you to follow to be able to drive away with an auto loan of your choice.
Reverse Mortgage Explained
Reverse Mortgages are fast becoming all the rage here in the USA. As with everything else to do with your financial security, you should always exercise caution and seek as much information as you can from multiple sources.If a Reverse Mortgage appeals to you then you may find the following questions and answers useful.
Rewards Credit Cards – How To Get A Good One
Getting those rewards is the fun side of credit cards. Everybody likes to get things they can use. A good rewards credit card can do just that for you if you get a good one and use it right. Here are some tips for you to know how to select the one that is “just right.”
Poor Credit Loans After Bankruptcy
Obtaining Poor Credit Loans after bankruptcy can assist individuals who need a fresh start with their credit. The most unsuitable thing that one can have against their credit rating is a bankruptcy. This is because a bankruptcy is evidence of an individuals incapability of paying off debts. Fortunately, there are many lenders who are now willing to give second chances with Poor Credit Loans after bankruptcy. Rates for these types of loans are somewhat higher than conventiona…
Pre-Paying Your Mortgage: Benefits And Drawbacks
House payments can take up a large portion of your paycheck, and paying even more toward your mortgage every month may seem like an overwhelming idea. What you may not realize, however, is that paying a little more can save you thousands of dollars over the life of the loan.