The process of filing for bankruptcy really only involves filling out a few forms, unlike misconceptions created by firms specializing in bankruptcy law that they absolutely must hire an expensive attorney in order to get rid of the money they owe.
Three Steps to Getting in the Right Financial Shape to Buy or Refinance a House
Article details three things you should do several months before you get a mortgage loan. By being informed and proactive, a consumer will qualify for the best rates and terms for their mortgage.
Understanding Credit Scores and Repairs
If you are applying for a mortgage, you’re going to have to deal with credit scores. Here’s a primer on credit scores and methods for improving them.
Student Loan Secrets: Improve Your Credit Score and Pay Off Your Student Loans
The single biggest factor that impacts the amount of interest you pay is your credit score. People with credit scores over 750 pay a lot less interest than people with scores of lower than 650. If you can increase your credit score by 100 points, you can pay less interest, pay more principle and get out of debt more quickly.
Home Loans: Back To The Basics
Basics of Home Loans
Three fundamental pieces of knowledge for obtaining and maintaining a home loan include the application, rates, and repayment habits.
Home Loan Application Process – Filling out home loan applications can be time consuming, and overly detailed. Before beginning, get yourself organized by finding all of the paperwork you will need to complete your application. Once you have everything located and in front of you, you’ll find the application process t…
Credit Repair From C to A Paper
If youve ever applied for a home loan with less than stellar credit, you know how much extra you have to pay. Even though it can take some time, credit repair is definitely worth pursuing.
Debt Secrets Credit Counseling Companies Dont Want You To Know
A bad or shady debt reduction company can actually land one in a worse spot financially than one was in the beginning. With the amount of confusing information out there, it is critical that one arms oneself with the truth about these businesses.
Insurance And Your Credit Report (Part II)
This is a continuation of an article entitled Insurance and Your Credit Report.
What’s In Your FICO Score?
Obtaining copies of your credit reports from the three major credit reporting bureaus is a must for all American consumers. If you order your copies directly from each bureau, you can get yours for free [once per year per bureau]. That is the law. There is, however, one piece of information not included with your credit reports and that is your FICO score. Your FICO score can determine several things, including what interest rate mortgage lenders will charge you and the rate …
What Will You Do With Your Credit Card Debt? Credit Card Debt Solutions
Many Americans today are in serious credit card debt. What do we do? What options do we have to ensure a stable financial future? This article will outline several options consumers have when deciding how to eliminate their debt load.
Settle your debts the easy way
Debt settlement is a fast, easy and effective process to get out of your mounting debts and lead a healthy, debt free, hassle free life. Please go through this article to learn more.
Men, Women and Their Finances
What do you worry about most when it comes to your finances and debt or your credit card repayments? It seems that men and women have different outlooks and think differently about their finances.