If youre a high-level arbitrageur or any other sort of PPC mastermind, youre likely doing well over $1,000 a month in pay-per-click advertising and floating the charges on one or more credit cardswhich means that if youre not using some sort of rewards card, youre simply letting the credit card companies keep thousands of dollars every year that should be going into your pocket.
Top Four Credit History Blunders
You cant turn around without someone telling you this or that about the importance of your credit score. Unfortunately, theyre all correct. You credit score has the power to help you get a small loan for your business, or a mortgage for a house, but only if youve managed your finances in such a way that your credit score is favorable. So you want to do everything in your power to keep your financial record clean. Many different factors go into your credit score, but these …
Understanding Your Credit Card Rights
When you apply for and are issued credit, your signature on the credit application acts as your acceptance of the terms set forth by the issuing financial institution. Even though it may seem that the issuer has the upper hand in all matters related to using the credit, thats not entirely true.
The Holidays Are Rapidly Approaching: Do You Know Where Your Credit Cards Are?
Its only October, but there is actually less than 82 shopping days remaining until Christmas. Many people are still paying their holiday debt from last year, let alone feel ready to start the holiday gift buying season all over again. Didnt you make a promise to start your holiday shopping earlier this year, so you wouldnt be as tempted to rely on credit cards at the last minute?
The Dos And Don’ts Of Secured Credit Cards
It’s hard to get away from using a credit card these days. If you want to travel, you must have a credit card to reserve a hotel room. Renting a car? It takes a credit card. Want to get a membership at the new video rental store? Present your credit card, please.
Reward Cards: What To Look For And What To Avoid
In the old days, reward credit cards were primarily cards that would earn you airline miles. Those cards still exist, and are quite popular, but now you can earn everything from a new iPod to tickets to Disneyland.
Just Shred It — Protecting Your Identity
There are few things just as disturbing as the thought of having your identity stolen. All a criminal has to do is get a hold of a few of the right numbers and words, and they can take over your virtual and financial life, burying you in debt that you had no hand in incurring and ruining your credit. It can take years and a lot of money to get everything sorted out, and afterwards youll never feel quite as secure, knowing just how bad things can get if you arent careful.
Keep Identity Thieves At Bay
Weve all heard cautionary tales about identity theft. Why, then, do so many of us assume that it will not happen to us?
How To Use Your First Credit Card
Have you recently acquired your first credit card? If you have, you may be excited. After all, there are a number of perks to owning a credit card. With that in mind, if you are not careful, your credit card could, literally, become your worst nightmare. To prevent yourself from falling victim to credit card debt, you will want to take the time to familiarize yourself with the proper use of a credit card.
How Credit Cards Work
You find something you absolutely have to have, slap down a piece of plastic and voilà its yours! Life sure is good, isnt it? But have you ever wondered what happens behind the scenes, from the time your credit card gets swiped (actually or virtually) until the time the purchase shows up on your credit card statement?
Get Rewards That Feel Rewarding
In the modern world, credit cards have become a basic necessity. Between the ease of using them for shopping, whether in person or online, and the necessity of having one in order to do simple things like make hotel and car reservations, its difficult to impossible to go without one for long. So as long as you have to have one, you may as well be getting some benefit out of it. Different credit cards come with a vast array of rewards programs that can be redeemed for a varie…
Financing With Business Credit Cards
You’ve heard the saying, “You’ve got to spend money to make money!” This couldn’t be more true, especially in business. If you want to grow your business, you’re going to need a source of funds and access to cash flow – particularly when things are moving slowly.