If you get your free annual credit report and discover there are some inaccuracies, you will want to dispute the information and work to get it corrected on your credit report. When you dispute the information, you are protected by the Fair Credit Reporting Act which requires that all credit reporting agencies (like Experian, TransUnion, etc) respond with an investigation of your creditors.
Credit Card Customer Service Roundup
When determining which credit card company is right for you, its important to consider everything the credit card company has to offer. Equally as important as a low APR or advanced security features is the credit card companys customer service.
Credit Card Rewards Programs
One of the latest and hottest trends with credit cards these days is all the new and varied rewards programs companies offer. These rewards programs are growing in popularity, and surveys and statistics show that rewards programs affect peoples decisions about which credit card or cards they choose to apply for, as well as which one of their existing cards they use for a particular purchase.