All insurance contracts are governed by the concept of offer and acceptance. This requires you to fill the proposal form and send it to the insurance company. Sometimes you are also required to attach a check for the premium amount, with the proposal form.
Tips For Buying Mobile Phone Insurance
Do you really need mobile phone insurance? The answer depends, of course, on a number of different factors including which mobile you have and how likely you are to lose or damage your mobile – not to mention how many mobiles you’re talking about.
Smoking More Expensive Than You Think?
Are you a smoker? Have you ever tried to give up the habit? The chances are that you have, but like any addiction it can be (and usually is) extremely difficult to stop, and even attempts to cut down rarely last very long. Part of the problem is that smoking can be very enjoyable, but only too often something can turn up which will instantly remove the enjoyment. Unfortunately that something will very often be loss of health.
Staying Prepared With Unemployment Insurance
Unemployment insurance is intended to be a social insurance program that provides temporary benefits to unemployed workers, and imposes payroll taxes on covered employers. It was created in response to the Great Depression, when millions lost their jobs. It was legalized in 1935 as a part of the Social Security Act.
Securing Your Future With Disability Insurance
There may be a time in life when you may not be able to work due to illness or some other medical condition, whether temporarily or permanently. Such a condition may result in a loss of income during that period. While the state does provide compensation at such times through social security programs, many insurance companies too offer insurance against loss of income during the disability period.
Meeting Your Family’s Health Needs With An HSA
Making sure that your family is able to stay healthy partly depends on having a good health insurance program for them. One of the more recent new additions to the health insurance industry is called the Health Savings Account (HSA). This new program enables you to have reduced insurance rates because of a higher deductible, and a tax deferred savings program with it. Here are some of the features of this program.
Life Insurance What Price Privacy?
There was a time when people were entitled to their privacy, unless they had committed a criminal offence. Sadly those days are long gone and most unlikely to return. It may have started with the Government authorising the taxman to enter your home, and denying you any right of refusal.
Life Insurance When Only The Best Will Do!
Were all too used to hearing about rising prices. But theres one thing that now costs less than ever good life insurance! Intrigued? Read on
Life Insurance When You Are Gone
Immortality is no big deal. Just imagine getting up on a Monday morning 52 times a year for the rest of eternity. Really only two advantages of eternal life spring to mind you could start reading War & Peace and know that you would have time to finish it, and you wouldnt need life insurance. However, as mere mortals, maybe we shouldnt start on a very long book and we should take out life insurance, because we none of us know just how long we have got.
Long Term Care Policy- Planning For Your Old Age
The term Senior Citizen spells a perfect combination of ultimate wisdom and experience! However, sometimes it also resounds with silent pain, suffering and worry that become their only companions in life. They have enjoyed lifes most cherished moments, as well as witnessed its darkest side. They have experienced the harsh realities of life, often suffering from the indignities of uncaring relatives. Using long-term policies created specially for them can allay the challeng…
Lost Your Job? – How To Keep Your Insurance Coverage
In this day when companies are facing layoffs, buyouts, and other financial difficulties, it may be difficult to hold on to a good health insurance policy. Thanks to the government, however, there has been a couple of programs that will allow you to keep the same coverage you had before your situation changed – if you act soon enough. Here are some things you need to know about the COBRA program that could enable you to enjoy the same health insurance coverage you had.
Life Insurance – How Much Do You Need?
Insurance is the means that an individual or a family can use in order to help them prepare against the emergencies of life. Life insurance is the form of this preparation that helps in the worst emergency the death of a loved one. This could be for anyone in the family, or for the main breadwinner. Because so many things can happen to people, mostly unexpected, we want to be ready in the event that it does happen – but hope, too, that it never does. This article will show …