Many employers run credit checks before hiring new employees.
How To Dispute Mistakes On Your Credit Report
Credit card reporting companies can and do make mistakes on your credit report.
How To Spot Credit Repair Scams
Spotting credit-repair scams is getting harder every day.
Improve your credit score
What does Credit Score mean? A measure of credit risk calculated from a credit report using a standardized formula. Factors that can damage a credit score include late payments, absence of credit references, and unfavorable credit card use. Lenders may use a credit score to determine whether to provide a loan and what rate to charge.
Improve Your Credit Score By Correcting Your Credit Report
If you are looking to buy a house or purchase a car, a credit check will be conducted on you. If your credit report is incorrect, you may not be able to get that house or car that you want. Make sure your credit info is correct.
Improving Your Credit Report and Score
Do you really know how important your credit report really is?
Free Credit Reports: Get Yours Today!
Have you received free copies of your credit reports yet? Or, did you pay for them? Watch out as the FTC has authorized only one web site, one phone number, and one mailing address to provide copies of your free credit report to you.
Getting Credit When Youre Over 62
Credit is an important money management tool for both young and older consumers. Yet the elderly, particularly older women may find it difficult to get credit.
How many Credit Cards do I need?
Using a credit card has become a very common way for a family to pay for the items it needs and wants. According to CardWeb.com, a firm that tracks the credit industry, the typical American family of four carries about $8,100 in installment debtmost of it in credit cards. At 18% interest, that costs them nearly $1,500 a year or $125 a month they cant spend or save for anything else.
How To Avoid Credit-Related Scams
With foreclosures at record highs, and credit card defaults soaring, be aware of scam artists and their claims of quick fixes.
How to choose a Credit Card
There are literally thousands of credit cards out there to choose from. You receive offers in the mail, in your email, over the phone, and on the websites you surf to on the Internet. We are inundated with credit offers, but are all credit card offers worth taking? The answer is a definite no. There are many things about accepting the offer of a credit card you need to know.
Do You have Negative Credit Information in Your Credit Report?
Your credit report may contain incorrect or negative information about you. Check yours today for free and get it corrected.