Business credit cards for businesses in general, and for small business in particular, have become increasingly popular as more and more businesses started realizing the benefits. It might be good to review the type of perks business credit cards afford their users, as well as the other beneficial features offered by small business credit cards.
Which Business Credit Card Is Best For You?
If you have been a customer for long enough with a particular bank, they may offer business credit card facilities to you. That would be convenient, and the processing and approval of your business credit card application is likely to receive the fast-track treatment. But it may not necessarily be the best business credit card for your needs, so it wont hurt to look around at whats available before making your final decision.
Transform Your Current Spending Habits
One problem that many of us face on getting that first credit card is that we imagine that the money flows freely. I thought that my salary could handle all the monthly minimum payments; after all I would be paying for the shoes, clothes, and make-up in installments. Was I ever wrong!
Payment Delays Lead To Higher Payments
There are credit cards and there are credit cards and then there are credit cards. In today’s world, credit cards are used for not just shopping but also for online trading, easy airline and movie ticket bookings. In the electronically connected, Internet-based world, we can make reservations right from the comfort of our home. Now, while talking about the credit card payments, one has the option of clearing the entire outstanding in a single payment or carrying it over to th…
Learning About Balance Transfers
When you’re looking at working out what new credit card to go for, there are a fair portion that make a point to offer a low rate balance transfer and low interest for the first however-many months if you switch to them. But what does that actually mean?
Get A Credit Card With That Bonus
We are certainly being swamped by all kinds of credit cards. We may be hearing about the rise in credit card related crimes. However, at the same time, we cannot help but notice the way in which the demand for credit cards is not falling. People from all walks of life are applying for more and more credit cards. That is the way it is People with more money have much to gain and little to lose by applying for and securing multiple credit cards. Of course, it becomes difficult …
Effective Small Business Credit Card Management
The use of credit cards in small businesses is gaining popularity. An industry study conducted by a research group reports that more than two-thirds of small businesses are making use of credit cards to cover expenses. However, only two-fifths of these credit card using businesses employ business credit cards.
Credit Cards Go Gimmicky
Credit card vendors have always been trying to get more customers. There is such great competition in the credit card markets that these companies are left with no choice. There seem to be too many credit card providers, each of whom is offering scores of terrific credit card offers. Too much competition among the vendors results in the customer becoming the king. Thus, we have a wide variety of credit cards that offer us various kinds of incentives. There are cash back credi…
Credit Card Grace Periods – What They Mean To You
Credit card grace periods are the amount of time given by a creditor to the consumer to pay off a purchase before interest charges are applied.
Compare Credit Cards Before Deciding On One
I often find myself wondering how we managed for so many years without credit cards. Today, while you can get away, or, get by, without having one, there is a lot you will not be able to do if you do not have one. Just having one is not the only thing that matters. You need to have the card that is the best choice for you. What this means is that you are going to have to do comparison shopping of several credit cards before you decide on the one that is right for you. All you…
Consider A Business Credit Card For Your Small Business
Financing is always a consideration for newly established small businesses. During the early, critical years, adequate capital is necessary to nurture and to help the small business overcome its teething pains. The theoretical financial provisions made in the business plan may well not cover everything in practice. There are usually a couple of unforeseen and unplanned circumstances that will demand some additional cash. This is where a business credit card comes in really ha…
Business Credit Card Application Needs Good Credit Report
As with a personal credit card, the business credit card is a highly efficient method for obtaining, granting, and expending loans. The applicant for a business credit card needs do little more than fill out a brief application or key in a few bits of information over the Internet. In most cases, the customer is granted a line of credit, which can be accessed and expended quickly and easily each time the business credit card is used. Assuming that the customer has a good cred…