Credit Cards have become an absolute necessity so much so that we take them for granted. A number of money experts have already slated the paper currency as a dying dinosaur.
How Best To Use A Credit Card
If you are new to the world of credit cards, then you need to know the basics before going ahead and choosing the right credit card. Although all the terms and companies offering cards can seem confusing at first
How To Borrow Money From Your Bank
If you need some extra money, then borrowing from your bank might be the answer. If you use a bank simply for savings and a current account, then perhaps it is time to look at other financial products that your bank can offer.
Credit Rates
What is the first thing you look at when you receive a new offer for credit? For most people, the answer to this question is that they look at the maximum limit they can spend. In fact, what is more important, and should be the first thing you look at with any new offer of credit, is the interest rate.
Different Types of Credit Card
The UK credit card industry has matured into one of the most lucrative and sophisticated in the world. There are now so many providers and options for customers to choose from that there should be something on the market for pretty much everyone.
Discover Credit Cards: A Look At The Top 3
Although Visa and MasterCard might be the forerunners of the credit card industry, Discover card has been increasing in popularity over the last decade or so. Except for student credit cards, most Discover cards have a comparatively low APR, and they never have an annual fee. They have also been commended for customer service and for fraud prevention. With more than 50 million cardholders and more than 4 million merchant locations, Discover is proving their critics wrong. Whe…
Dodge Those Credit Card Fees
Credit card bills are rising and at the same time so are fees and charges. Many credit card companies have increased their fees and charges over the years and we can do more to reduce them or even better cut them out altogether.
Earn Rewards Every Time You Use Your Credit Card
One method that the credit card companies have been very keen to use to attract customers is by offering reward schemes and incentives. These schemes are generally targeted at the higher end of the market and wealthier customers and they will be of more interest to customers who usually pay off their entire credit card bills in full every month thus incurring no interest charges.
Extra Options for your Credit Card
One thing that many people opt for is a fee-paying credit card. This fee will be payable either annually or monthly, and you will have to pay it no matter how much or how little you use the card. Paying the fee will entitle you to certain benefits.
Credit Cards For Students The Pros And Cons
If you dont feel that a student card is right for you, then there are some alternatives. If you work part time then you might qualify for a regular card. Although they dont have some of the student benefits, you might get a lower interest rate and a better credit limit than with a student card.
Credit Cards For Summer Vacations
Summer is finally here, and so begins the season of long travel and family vacations. Approximately 52% of American families take at least one vacation between the months of May and August, which means that quite a bit of money is spent on both domestic and international travel.
Unfortunately, traveling with only cash and checks in your wallet is not recommended. Whether you plan to rent cars, fly on airplanes or stay in hotels, travel is always easier if you have a credit…
Credit Cards With An Annual Fee
Most credit card companies will offer a premium option for their credit card customers that will generally be a credit card that you will have the option of paying for. These credit cards will in most cases have a name such as a gold card or a platinum card and many customers will buy them simply for the prestige that they purport to offer. However, such cards will generally also offer genuine benefits to their customers such as reduced interest rates on your balance, a highe…