Getting a credit card, use a couple of times a month, and pay it off any other time, and 3 / 4 the other half.
Check That Pre-Approved Credit Card Offer
Chances are you’ve received “pre-approved” credit card offers in the mail. Examine the fine print carefully before you accept any offer for a credit or charge card.
Debt Relief Promises May Really Be Offering Bankruptcy
Can I really repair my credit? You can, if you have patience and persistence and watch out for the scam artists.
A problem called Credit Card Debt
Credit cards are no more a luxury, they are almost a necessity. So, you would imagine a lot of people going for credit cards. In fact, a lot of people posses more than one credit cards. So, the credit card industry is growing by leaps and bounds. However, the credit card industry and credit card holders are posed with a big problem called Credit Card Debt’. In order to understand what credit card debt actually means, we need to understand the workflow associated with the use of credit cards..
Basic Financial Information Tips (Part II)
Here are some additional financial tips, definitions, and information that will hopefully help you save money or get out of debt.
What Do You Do If Your Credit or Debit Card is Lost or Stolen?
Many people find it easy and convenient to use credit cards and ATM or debit cards. The Electronic Fund Transfer Act (EFTA) and the Fair Credit Billing Act (FCBA) offer procedures for you to use if your cards are lost or stolen.
What Do You Do When You Finally Pay Off Your Credit Card Debt?
After you pay off credit card debt, you may want to consider putting all of your credit cards in the blender and turning them into mulch. The weight of the credit card debt is finally off of your shoulders and you don’t want to go through it again.
What Do You Need To Know to Apply for a Credit Card?
All credit cards are not the same. You need to find one that matches you and your spending habits.
What To Do If You Have Credit Problems
Here are some basic steps to take if you have credit problems.
What Are Advance Fee Loan Scams?
If you have poor or no credit, you may be a target of advance fee loan scam artists.
The Disadvantages of Student Credit Cards
There are disadvantages to having a credit card as a student however. The main disadvantage is that it is very easy to get into credit card debt very quickly.
The History Of Credit Cards
The concept of credit is not new. In ancient Egypt and Babylon more than 3,000 years ago merchants bartered with currency and services in order to maximize their spending processes, often collecting what we now call interest on payments that were late or past due. Credit cards themselves, however, didnt surface until the early 1950s.
American Express and the Diners Club were the forerunners in plastic money, and issued their first credit cards to fewer than 200 …