Long term disability insurance can be vitally important to those people who want to protect themselves against the loss of future earnings. Disability insurance, in general, is used when a person is no longer able to work and to earn a living. The benefits received from disability insurance can help pay mortgage bills, living expenses, medical expenses, etc. In many ways, it can be the difference between maintaining a lifestyle and facing a lifetime of uncertainty.
How To Use A Living Trust
A living trust may be the right choice for some consumers but it is not the right choice for all consumers. This article looks at some of the more common issues associated with living trusts.
Do I Need Flood Insurance?
During the last several years the subject of flood insurance has become somewhat controversial. The gist of the controversy revolves around homeowners believing that they have protection against flooding when, in fact, they do not. The aftermath of hurricane Katrina truly brought this subject to the fore as many hundreds of homeowners attempted to file claims and were subsequently denied because they did not have flood insurance. Hurricane Katrina is just one of the many natu…
Buying Long Term Care Insurance
There was a time when buying long term care insurance was fairly easy and pretty cut and dry. Times have changed for this particular type of insurance and anyone considering buying it would do well to spend some time investigating carriers and coverage levels as well as premiums.
Bad Credit Increases Insurance Cost
Most people understand that their credit score can affect their future chances for credit, but many people do not know that their credit score and credit records are also used by auto insurance and home insurance companies as one way to determine rates.