The goal of business finance is to raise sufficient capital at the least cost for the level of risk that management is willing to live with. The risk is that a business will not be able to service the debt and be forced into bankruptcy.
Investment Property Financing
1. Property and people
Is a Business Loan your Best Option?
Learn about alternative ways to finance your growing business.
Home Equity Loans & Creative Small Business Financing
You dont have to have investors or a traditional business development bank loan to start your own small business. If you own a home or have the credit to open revolving credit card accounts, your small business financing could be a reality. A more traditional approach is the home equity loan. Banks usually offer home equity loans for 125% of the propertys fair market value or FMV.
Business Loan Alternatives
Can’t qualify for a business loan? Don’t worry. Consider these easy to qualify options.
The Primary Cause Of Business Financing Frustration
If you are in business and have ever attempted to locate and secure business financing, then you have likely become frustrated at more than one point with trying to understand the business financing market. Find out what is the primary cause of this frustration and what you can do about it.
A Successful Business Financial Projection Can Be The Key To Securing Financing
A business seeking capital cant afford to underestimate the importance of business financial projections. A business financial projection is simply forecasting your sales and revenue to the lender. This information is important because it is a key indicator to your ability to repay a loan.
If you are unsure about financial forecasting and how it relates to your business it is best to hire someone who does know. Most lenders will want to see a three or five year projection…
Small Business Loans: Qualification and Benefits
Learn how a small business loan can benefit you and find out what it takes to qualify…
Failing To Plan Your Business Financing Can Be A Death Sentence For Your Business
Most businesses start out thinking the first thing they need is a great business plan. The popular myth is that potential lenders will place great stock in your business plan as a major consideration for approving the financing you need.
While a well written business plan will assist you when you are seeking financing, it is far down on the lenders list behind things such as your business management teams experience, your past business successes and your lending charact…