Most people have tried it spending more on the holidays than intended. I comes as a surprise again an again. What is it with money and budgets that do not work? People split up because of money. It is an invisible force from our subconscious mind that tricks us to buy stuff we can not afford at a given moment.
The best way to stop spending too much money over the holidays, is to set a budget for how much you can spend, especially for gifts, and then stick with it, no mat…