When I worked as a loan officer, it wasnt unusual for me to come across people who thought they were out of luck because they had bad credit.
Finding a Bad Credit Mortgage
If you are looking to purchase a home or refinance the one you are currently living in, but believe this may not be a possibility for you because you have bad credit, think again.
Finding a Mortgage Refinance Advisor
If you are looking to refinance your home for a lower rate, or you are interested in a refinance with cash out to do some home repairs, buy a new car, etc., you may want to consider finding a mortgage refinance advisor.
Getting a Home Inspection
If you are in the process of purchasing a new home, it will definitely be in your best interest to have a home inspection done.
Getting a Mortgage With Bad Credit
The mortgage industry is a very competitive one and there are literally hundreds of lenders or wholesale lenders across the country that would seriously consider doing business with you even though you have bad credit.
Bad Credit Mortgage Refinance
If you are looking to refinance your mortgage but believe you will be unable to because your credit may be challenged by late payments, bankruptcy, charge offs, or unpaid medical bills to name a few, dont worry, there is hope.
Buying a Home with No Money Down
If you are on the market for a new home, you may want to look into buying a home with no money down, otherwise known as 100% financing.
Agreement of Sale
When the time comes for you to purchase your new home, both you and the seller will have to come to an agreement.
Assumption, Assuming a Mortgage
This type of mortgage scenario might just be a nice fit for someone who is looking to save money on closing costs and assume a low interest rate.
Taking The Bite Out Of The Loan Shark
You will not find an interest free loan, unless you are borrowing from a friend or family member, or somebody that likes you very much!
The interest on a loan is the ingredient that makes it worthwhile for a lender to lend you money, also known as APR. The higher the APR the more interest you will be paying back with your loan, which means the amount of money you borrow, becomes larger.
When you are looking for a loan, it really pays to do your research, the internet is…
Unsecured Loan
When you take out a loan, you will many decisions to make, but one of the most fundamental, will be whether or not to opt for a secured or an unsecured loan.
Should You Borrow From Your 401(K) Or TSP?
Anyone can take a loan from their retirement fund, but should you?