It is a sad fact that in our youth orientated culture we often do not take care of basic paperwork in terms of designating our beneficiaries of our estate. It is often not appreciated that even such basic items as pensions and pension plans were seldom discussed or looked into until judgment day , as it may be called ,came to pass . America was a youth orientated culture on the go. It is only with the coming of the large scale retirements of the baby boomers have issues s…
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