Nowadays, many services have been improved to lessen the number of step for processing them and make it more convenient for consumers. Credit card business is also developed to satisfy customers need. Credit card applicants generally should not worry if they comply with all the requirements set by their card issuer. Some of the things that are checked include income ranges, age and current addresses. For potential owners who have moved, they must make sure that they indicate…
Credit Unions: What You Need To Know
What exactly is a credit union? What are the benefits of a credit union? Learn the answers to these questions plus others in this quick look at the basics of credit unions.
First of all, what is a credit union? It is a not for profit financial institution that is owned and governed by its members, through a board of directors.
The primary difference between a credit union and a conventional bank is ownership and control. Specifically, the fact that credit unions are own…
Do You Know How To Spot Credit Repair Scams?
If you have poor credit, don’t be conned into quick fixes.
Credit Cards And Scams
The bad guys are always coming up with new ways to part you from your hard earned money.
Credit Card Applications FAQ
Lots of folks have questions about credit cards but may feel shy about asking for fear of being seen as not savvy. Here’s a list of frequently asked questions about applying for credit cards to bring you up to speed on what you need to know about the credit card application process.
Can I apply for a credit card?
In general, if you’re 18 years of age or older (the age limit may be lower in some states) and are a U.S. citizen, you have the legal right to apply for a cred…
Credit card companies: the rewards, promos and services that make the difference
With so many credit card companies offering credit cards, the consumer market for credit cards has become one tough cookie to crack. To stay competitive, credit card companies offer…
Credit Card Interest Rates
If you are concerned about the credit card interest rates you are being offered, or any other terms or conditions that you feel are unfair or less favourable than those to which you are entitled to, you may wish to familiarise yourself with the Fair Credit Reporting Act or FCRA as it is abbreviated
Budgeting with Credit Cards
These days, with so much easy credit available it is very easy to let your finances and debts get a little out of hand. Pretty much every morning when you wake up and check your mail, you will be greeted by a plethora of junk mail
Buy Things Online With Credit Card
When buying online, you can ask for delivering a check payment to you in the mail. Most shopping basket software allows you to select this option when you are setting it up. If you already have an offline, bricks and mortar business, you may simply wish to accept credit card payments over the phone.
Even though this method is convenient and easy to do, there are some basic problems with these solutions and it all comes down to the way people shop on the internet. Customer…
ChexSystems Banking vs. Consumers
Today, more than 20 million US citizens are living without a bank account. The primary reason is due to ChexSystems’ dominating presence within the consumer banking world. It is estimated that over 80% of all banks and credit unions in the United States, use ChexSystems to verify new customer accounts. Most individuals listed in the ChexSystems database were reported due to mishandling of their checking accounts, while the rest were attributed to abuse, fraud, or errors.
Are You Worried About Credit Card Debt
Properly every one of us has some sort of credit card debt, but when do we know that its spiralling out of control? Well one way is if youre pay more than 15% of your monthly salary to your credit card bills then start to worry
E-Banks that Accept US Casino Players
Learn how some online casinos are offering player accounts to those in the US. Watch how some of the large electronic banks are helping.