If you have a credit card and pay an annual fee for the privilege, then perhaps you are paying too much for your card. Although there are some cards that give you a lot of benefits and so an annual fee is worthwhile, for most everyday cards there is no need to pay an annual fee. If you want to know if you should pay an annual fee or not, then here are some tips about credit card annual fees.
Plastic Power To Pay Taxes
Every last one of us dreads the arrival of the tax man. However, taxes have to be paid whether we like it or not. Taxes are our obligation to the country and there should be no evasion of this expense. Small businesses are especially affected when the tax authorities come calling. First of all, they may not have hands-on accounting staff on their rolls. Second, they may not be in the position to provide adequate cash to meet their burden of taxes. Being a small business in th…
Pre-Application Tips For Credit Cards
For the most part, credit card applications are fairly identical in what they want to know about you and your finances. There may be some differences, depending on the company and the level of credit that you are seeking, but, in general, there are some things that all card issuers will want to know before they approve you for one of their credit cards.
Paying Late Can Really Cost You
Credit card companies across the board are beginning to impose higher fees for late payments. For some companies, higher late payment fees are just the beginning of what they can do to you when you drag your feet on paying them.
Ins And Outs Of Credit Card Pre-Approval
If you have a credit card, or even if you don’t, you have probably received a stack of credit card letters in the post, telling you that you are ‘pre-approved’ for a great credit card deal. Although some of these credit card deals are genuine, many are not what they seem or are even complete scams. If you know want to make sure that you don’t fall victim to these poor deals, then here is some advice on the ins and outs of credit card pre-approval.
Keeping Track Of Credit Card Spending
Credit card spending can be hard to keep track off if you are not disciplined, but it is important to monitor your spending in order to stop yourself getting into huge debt. If you are having trouble keeping tracking of what you spend on your credit cards, then here are some useful tips to help you control your spending.
Keep Safe When Using Your Credit Card Online
If you shop online or use online banking, then you might be familiar with HTTPS protocols and the way that they help keep your information safe. However, if you are new to online shopping or banking, then you should know about HTTPS and how to make sure that your credit card details are safe when you purchase online. Here is some information about HTTPS and its uses.
How To Us A One Time Credit Card
A lot of people are worried about using their credit cards online and rightfully so. It is no secret that there are many crooks out there in cyber-land whose sole purpose is to cheat as many consumers as possible in order to make a profit. Many of these credit card scams are incredibly sophisticated and hard to detect. So what can the average consumer do to foil their plans? One easy solution is to use one time credit cards for your online purchases.
How To Use A Business Credit Card
Do you need a business credit card? That is a very important question and one that business owners should consider seriously.
How To Use A Secured Credit Card
As mentioned in an early article, there are two types of credit cards: secured and unsecured. This article will explore some of the issues of secured credit cards.
How To Use Your Credit Card
Although credit cards can be an invaluable financial asset, unless you use them wisely you will find yourself drowning in debt. However, if you use your credit card wisely then you can save yourself money and be able to purchase the items that you could not afford in one lump sum on your current wages. Here are some tips about how to use your credit card wisely.
How To Keep Your Pin Secure
Banking and card security is becoming more and more of an issue as identity thieves and fraudsters find new ways to get hold of our money. If you are concerned about your credit card security, then the best thing you can do is to keep your PIN secure. Keeping your PIN secure will limit the ways in which a thief can use your card. Here are some useful tips on how to keep your PIN secure.