Developing responsible spending habits with your credit cards when you have bad credit will help you regain good credit standing and will help you from going further into debt.
Money Back Credit Cards
Obtaining a credit card that brings money back always considered a good idea. Nothing better than receiving cash back on all the spending that you make with your credit card? It is like too good to be true, doesnt it?
Well, there are numerous cards that offer you free cash, but it is usually only around 1% cash back. However, money is money, right? Well, sometimes.
How To Get Rid Of Your Bad Credit In Two Months
You were sure that you would get the loan that you applied for, but to your surprise, a bank turned down the loan. The bank explained to you that you have bad credit and they consider you sub prime. What, you may, ask is sub prime? Sub prime means that you have bad credit and score of less than 620 on the FICO scale / rating. This however doesn’t mean that you can’t apply for loans. There are many lenders and companies who specialize in lending to sub primers.
Ways to get …
How to Quickly Fix Your Bad Credit?
Our credit history makes a great impact on our lives. For example, a good credit history will help us to easily obtain loans for a car, a house or other large items with lower interest rates. If you are in the bad credit situation, here are some tips to quickly fix your bad credit.
How To Repair Bad Credit
The first step needed to overcome a bad credit is to snatch a copy and take a look into your own credit report because incorrect information on your credit report will only make matters worse if you already have a bad credit rating. According to the US Public Interest Research Group, one quarter of the credit reports ordered contained errors. You can order a copy of your credit from three credit reporting agencies Experian, Trans Union and Equifax. You are entitled to one f…
How To Repair Your Credit With Credit Cards
Very few people live their entire lives without inflicting any damage upon their credit scores. Whether it be high balances on credit cards, bankruptcy, collections issues or financing troubles, credit problems affect the best of us and are difficult to repair.
Fortunately, there are solutions to repairing bad credit and restoring faith with credit agencies and bureaus. All it takes is a little time and the right strategy, and before you know it, youll be receiving Pre-A…
Identity Theft – When It Happens To You
Identity theft is no joke. Even though someone else has stolen your identity, the credit bureaus still mark you down as a bad risk. Its up to YOU to protect yourself from identity theft. Here are some tips on how you can do that!
Increase Your Credit Through Credit Cards
In order to build and maintain good credit, you must select, use, and pay on your credit cards, and other loans, wisely. Each step is important. Put them all together and your credit rating should rise. Make bad choices and you might hurt yourself in some surprising ways.
When applying for credit, only sign up for cards youre comfortable using for years to come. Getting into the habit of always signing up for the newest card and transferring your balances from the older o…
Is Your Credit Rating Grating?
Your credit rating is quite an important piece of recorded history. It tells something of your ability to manage financial debt to a possible lender who may have no other way of knowing.
Is Your Credit Report Costing You Money?
Everyone needs to take advantage of the new Federal Free Annual Credit report program, and everyone means you! Why? Because the odds are about 4 to 1 against your credit report being accurate at all 3 bureaus. Thats one of the things the big three credit reporting agencies dont want you to know. And what you don’t know, can cost you tens of thousands of dollars. Here’s how to fight back.
Learn More About The Laws Governing Bad Credit And Debt
There are a number of laws on the books to protect people who have bad credit ratings. These laws are important, and you should know about them in order to protect yourself from unfair practices performed by collection agencies. The federal Fair Credit Reporting Act (FCRA) was enacted to protect debtors from creditors and collection agencies.
As a debtor, you have a right to ask creditors and collection agencies to stop hounding you. You must contact these agencies right a…
Getting a Credit Card with a Bad Credit Rating
Paying by plastic is becoming ever more common, not least because of the rise of online shopping. How can people with poor credit ratings get approved for a credit card?