Using your credit cards wisely might be the most important and beneficial decision you can make towards financial health. The reason for this is simple: high interest rates on credit cards can cost you more than money if you find yourself unable to make your payments on time.
What Kind Of Credit Cards Are There And Which One Should I Get?
Recent years have seen a real increase in the type of credit cards available. So much so, that now you really have to look and see what is available, and it can actually be a little hard to choose between them. Here is a little guide to help you know what your options are and what to look for to help you get a good credit card.
Tips For Applying For Credit Cards
Applying for credit cards is a fairly normal routine for most consumers. Banks, credit unions, and credit card companies often send mailers asking consumers to fill out applications and return them in order to get new cards. For some people, this is a good way to get credit, but for many others, this can spell financial ruin. There are many things to consider when establishing new accounts but one of the most important is the APR.
The Benefits Of Cash Back Credit Cards
Cash back credit cards offer customers cash benefits on certain purchases. The offers differ for different cash back credit card companies. Some offer higher rewards on purchase of selected items while some provide benefit on almost any purchase. Cash back credit cards are an alternative to saving money. The cash back credit card users benefit from the cash refund, on spending a particular amount.
The Bond Market And How You Can Benefit
In the investment world, there are two words we hear more than any othersstocks and bonds. While each can offer their own advantages and disadvantages, both should be included in your portfolio. As a general rule, stocks have outperformed bonds since 1926; returning 10.4 percent against government bonds 5.4 percent showing.
Taking Full Advantage Of Cash Back Credit Cards
Everyone has heard of cash back credit cards. For every purchase you make on your card, some percentage of that amount is returned to you at a predetermined date, usually on an annual basis. While this sounds like a situation where you can’t lose, that may not be the case.
How To Maximize Your Credit Card Rewards
Been sucked in to the lure of a rewards credit card only to get burned in the end by high interest rates and a less than stellar return when it came time to cash in those points? Youre not alone.
Getting The Most Benefits From Your Cash Back Credit Card
So many credit cards – so little time. Is this the way you feel about all the options that are now available in credit cards? It really is incredible when it comes to the various possibilities of how you can benefit from a cash back credit card. Here are a few things you need to look for when you choose yours.
Earning Rewards With Business Credit Cards
It’s not just personal credit card holders who can get fancy rewards and incentives. Business credit card holders can benefit from rewards too. Here are some rewards that business credit card holder might use to benefit their businesses and themselves.
Cash Back Credit Cards – Are They Worth It?
There are a lot of people trying to get a cash back credit card – but are they for real? The lure of getting cash back has a lasting appeal, especially in days when people are feeling a financial pinch. But are they really worth what they promise? Here are some ways you can make sure that you get a real deal when you apply for yours, plus some tips on things to watch out for.
New Procedure for Settling Tax Debts with the IRS
The Tax Increase Prevention and Reconciliation Act of 2005 has ushered in new rules for settling tax debts with the IRS. Here is the scoop on the compromise procedures.
Rewards or Cash Back Credit Card Choices
A very common question you hear asked these days is which is the better, cash back or rewards credit cards loyalty schemes.