Your credit report is a document which is very important and gives detailed information about your credit history. It also provides information about where you work and how your bills are paid. If you have filed for bankruptcy, this information will be on the report as well.
Making Sense of Credit Card Fees
In addition to the APR (annual percentage rate) and the finance charges, most credit cards have a number of ‘fees’ associated with their use. Some fees are unavoidable with a particular card (like an annual fee or a program participation fee), while others are triggered by certain circumstances. The most common fees are listed below.
Guide To The Right Credit Card
Its everywhere you want to be. For everything else, theres MasterCard. Dont leave home without it. Credit cards are everywhere and their slogans make it clear. In the past decade, more and more companies have jumped on the credit card bandwagon to provide affinity credit cards, branded credit cards and credit cards that offer rewards for their use. You can get cash back, cash donated to your favorite charity, cash in on your credit spending with airline miles and tanks…
How To Build Your Credit Card Credit History
Throughout your life youre the history of you credit repayment will follow you. Ensuring, therefore, that you have a good prior history of borrowing money is vital.
Credit Card Applications FAQ
Lots of folks have questions about credit cards but may feel shy about asking for fear of being seen as not savvy. Here’s a list of frequently asked questions about applying for credit cards to bring you up to speed on what you need to know about the credit card application process.
Can I apply for a credit card?
In general, if you’re 18 years of age or older (the age limit may be lower in some states) and are a U.S. citizen, you have the legal right to apply for a cred…
Credit Card Eligibility
Have you wondered how credit card eligibility is determined?
Curious whether youre eligible for a credit card?
It all has to do with your credit rating and credit score. Here we go with a quick tutorial on what constitutes credit-worthiness and how you can make sure that you are eligible for a credit card when you want one.
Credit Reports and Credit Scores
When you buy something on credit or have a credit card, the credit card company or store makes periodic rep…
Credit Card FAQs
Article that answers some of the most common questions that have been submitted to the online credit card comparsison site, www.creditcards121.com.
Credit Card FAQs – What If I’m Turned Down?
So, youve filled out the application and are waiting for your brand new, shiny credit card to arrive in the mail. But when the letter finally arrives, youre not greeted with a new credit card, but a denial letter instead. What to do?
Credit Card Incentives
Credit card companies want your business. After all, lending money to people is profitable. Besides the interest fees that you’ll be charged, the credit card company also collects a fee from merchants who accept their credit cards
Choosing a Business Credit Card – Comparing Business Credit Card Applications
Does your business pay too much for its credit card? Too many businesses just settle for a basic credit card from their local bank. Those businesses end up paying too much interest or high annual fees. For the money you already give the bank, doesn’t your business deserve better? Learn how to choose the right business credit card for your business now.
Common Credit Card Terms
Whether you have a credit card or you are thinking of getting one, what ever is the type of credit card, there is a simple credit card jargon that you must be aware of.
Applying For Credit Cards Online
Unless you have been living in a bunker in Mars for the last 20 years or so you will have heard of credit cards, but for those who have A guide to applying for credit cards online.