Some times people get to a point where they have taken on too much credit and become overpowered by the weight of too much debt, just remember though that there are bankruptcy laws that can protect us. There are some creditors that will think nothing of bullying and harrassing people who do not pay on time, this isn’t such a bad thing when there are people that are just plain irresponsible. In most cases though people who can’t pay the bills are living at the bottom financi…
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