If you have had the misfortune to declare bankruptcy recently, then you definitely know what a struggle it can be to get funds. Not only do you have a limitation on your ability to get funds from most lenders, but even getting a credit card will not be easy. However, one option that you do have, if you possess a house, is the equity that is in the house. Here is how you may still be able to get the needed loan you want by the equity in your house.
Loans For The Self-employed
If you work for yourself, then finding a good loan deal can sometimes be difficult. With less means to prove that you have a stable income and so are not a risk, lenders are less inclined to offer you a good deal. However, with more and more people becoming self-employed this is changing, and there are some great deals around. If you are self-employed and need some help to find the right loan, then here are some useful tips to help you out.
Is Best Uk Credit Card Mean The Cheapest Available?
It may be very tempting to think that in order to get the best UK credit card you need to look for the cheapest UK credit card available. Tempting as it may be, it would also be wrong. In order to know whether or not you have the best UK credit card on offer, you need to make sure that the card meets most, if not all, of your needs. And to that, you need to look at what the card offers:
Is Electronic Banking A Good Idea?
Electronic banking also known as online banking is a great way to do your banking business without having to leave home. With today’s added security features, this is also a safe way to do your banking. However, with all things “online” you need to take some precautions.
Is Your UK Credit Card Doing You Credit?
With over 1,300 UK credit card providers, the credit card industry in the UK has mushroomed beyond all recognition in the last decade. Nonetheless, much like at any other time during which credit cards have been made available to us in Britain, once we select a credit card provider we rarely change. This does beg the question: Is your UK credit card doing you credit?.
Joint Bank Accounts And The Problem Of Divorce
If you are in the unfortunate situation of getting divorced, then you may be wondering how to sort out your joint bank accounts. Whether the divorce is amicable or not, it is important that you both agree on how to split the monetary funds in your joint accounts so that you both get a fair deal. Here is some advice on how to handle joint bank accounts and the problem of divorce.
Joint Loan Application Tips
If you are living with a partner or family member and you need some money but don’t have the means, then you should think about applying for a joint loan. Joint loans can help you and a partner or family member both get their hands on more money than you could individually, whilst sharing the burden of repayment. If you want to know more about joint loans and how to apply for them, then here is some useful information that might help.
Keep Out Of Debt By Avoiding Overdrafts
Avoiding overdrafts, bounced checks, should be a number one priority to all those who have checking accounts. The amount of money that you can be charged by the bank and by the merchant who takes the bounced check can be staggering. If too many of these overdrafts show up at one time, you can find yourself several hundreds of dollars (or more) in arrears just in penalties and fees. You may even have to go to court to get things back to normal, and lastly, your bank may cancel…
How To Select A 0% APR Interest Credit Card
When you are looking for a credit card, you probably already know that you cannot beat a 0% APR interest credit card. After all, what can be better than paying no interest? Of course, this only applies to the introductory offer, but it can sure beat the interest levels you may already be paying on another credit card. Getting the perfect 0% APR interest credit card, however, will not come as easily as that. Here are some other things that you want to look for to make your cre…
How To Solve Banking Disputes
If you believe your bank has made a mistake or you are having a dispute with them, it might seem like you will never get the problem sorted. Although solving banking disputes can be tricky, if you follow the right course of action then you can solve banking disputes fairly and without developing a bad relationship with your bank.
How To Use Your Credit Card To Really Save You Some Money
Today it is very common to think of credit cards as one of the major causes of so many people getting in debt. While that certainly is true for some, it may come as a surprise to you to know that by using a credit card in a certain way, that you could actually get sizable savings. Here are some tips for getting the maximum benefits of your credit card.
Individual Retirement Account Rollovers
IRA’s (Individual Retirement Account) are very popular these days, but there is often some confusion as to what a person can and cannot do in terms of rolling the account over. This article will examine a few of the common issues associated with IRA rollovers. It is important to understand that IRA rules change often, so the reader is encouraged to check with current sources before making any final decisions concerning his or her IRA.